Budget 2025

 Key Union Budget Announcements - 2025

➡️ Transformative reforms in 6 sectors which will set trends for next 5 years:

-Six sectors are:

* Power

* Mining

* Urban developments (covers water sector)

* Financial sector

* Regulatory reforms

* Taxation

➡️ Dhan Dhanya Krishi Yojna

* Kisan Credit Card limits for farmers, fisherman etc. increased from 3 lakh to 5 lakh.

* 6 year mission for pulses.

* Agri plan to cover 100 districts with low productivity in phase 1.

➡️MSMEs

 -Focus on 5.7cr MSMEs

* Increase loan guarantees to micro entrepreneurs.

* Loans to startups in 27 focus sectors at 1% guarantee fees.

* Term loans upto 20cr for export MSMEs

* Customized credit cards for Udyam registered MSMEs

* Fund of fund for startups, another 10,000 cr. to be setup

➡️ Credit guarantee cover will be enhanced from 2 cr to 5cr for MSME. Startups will have credit guarantee of 10cr to 20cr. Well run MSME: 20cr.

➡️ Micro enterprise will have 5lk limit of credit card.

➡️ Make India global hub for toys. Development of clusters and manufacturing of toys.

➡️ Footwear and Leather sector scheme- to generate employment to 22lk people and generate investment of 4 lakh cr. Exports over Rs 1.1 lakh cr

➡️ National Manufacturing Mission for MSME. Support clean tech manufacturing like wind turbines, batteries etc.

➡️ Broadband connectivity to be provided to all secondary schools.

➡️ Digital form of Indian language book – to understand subject in their language.

➡️ Additional infra in the 5 IITs started after 2014, to add 6500 more students.

➡️ 10,000 additional medical seats to be added in next 5 years.

➡️ There is going to be AI in education with outlay of 500cr.

➡️ Govt. will set up of daycare centres for cancer in all districts in the next 3years-- to pose competition for private sector hospitals, though tertiary care (at bigger hospitals) will not have much impact.

➡️ PPP for infrastructure. 1.5 lakh Cr interest free loans for 50 years

➡️ Registration and ID for gig workers will be provided to make this sector more organized also insurance for them will be provided to them.

➡️ Jal Jeevan Mission to be extended till 2028 to achieve 100% coverage with separate O&M contracts under Jan Bhagidhari

➡️ Outlay of 1.5 lakh cr for 50 year interest free loan to states that do capex/infra.

➡️ Urban challenge fund of 1lk cr to create redevelopment of cities, water sanitation.

➡️ Power sector reforms - incentivise inter-state and distribution sector reforms

➡️ Nuclear energy mission: Small modular reactors indigineous built to be used. Development of 100GW of nuclear power. 

➡️ Nuclear Power: Liability clauses will be relaxed, small modular rectors R&D will be promoted.

➡️ Ship Building financial assistance policy to be revamped

➡️ Maritime development fund with INR 20,000 Cr to be setup

➡️ UDAAN regional connectivity scheme: 120 new destinations and carry 4cr additional passengers in next 10 years

*Highlights of Budget 2025

Fiscal Deficit 4.4, capex 10.81 Lakh Cr vs 11 lakh cr ( down 👇)

New Income tax next week 

Nill tax slab raise to 12 Lakh rs

Without capital gain  ( up ) 

1. Railway capex no discussion 

2. Defence capex no discussion 

3. INFRA capex: 3 AI centres of excellence, New medical & IIT , New cancer hospital center, Public private partnership , green field airfield, mining sector reforms, Gati Shakti, tourism development, 

4. Housing capex: portable house hold water connection, 

5. Power capex: electricity reform, Nuclear energy power, transmission line

6. Agriculture capex: new seed , fertilizer, production, fisheries export, food processing , KCC limit 5 L

7. Textile capex : high cotton Production, export boost

8. Manufacturing capex: Electronic manufacturing, Bharat Net, shoes, toys , EV battery, solar panel 

9. Export capex: shipping reform, maritime funding, 

10. MSME capex : credit loan , start up boost , MSME Export boost , investment fund for MSME ,

11. Insurance FDI hike to 100%

12. Limit For Tax Deduction For Senior Citizens To Be Doubled To ₹1 Lk ,Threshold To Collect Tax At Source On Remittances Under LRS To Be Increased To ₹10 Lk From 7 Lk 13.  Government to remove 7 tariff rates from customs, leaving only 8, including zero tariff

TO OMIT TAX COLLECTED AT SOURCE ON SALE OF GOODS 

14. INDIA FINANCE MINISTER SAYS TO ALLOW TWO SELF OCCUPIED PROPERTIES TO TAX PAYERS

15. Tax certainty proposed for electronics manufacturing schemes16.  MAJOR UPDATES AND STOCK IMPACTED BY BUDGET 2025

50 ANNOUNCEMENTS, MORE THAN 150 STOCKS

HERE IS THE LIST!

1.No major announcement on tobacco tax rates

+VE ITC, GODFREY PHILLIPS, VST INDUSTRIES

2.No income tax payable upto the income of Rs 12 lakh

+ve ZOMATO, SWIGGY, HUL, NESTLE, DABUR, TRENT, JUBILANT FOODWORKS, VARUN BEVERAGES, UNITED SPIRITS,ASIAN PAINTS, VOLTAS, HAVELLS

3.FY25 capex seen at Rs.10.18 lkh cr vs Rs.11 kh crs earlier (LESSER THAN EXPECTED)

-ve L&T, JK INFRA, NCC, RAILWAY, DEFENCE

4.NO GST rate cut announcement+No 80C & 80D exemptions under new tax regime- FDI limit for the insurance sector will be raised from 74 to 100 per cent (This is positive)

-ve for HDFC Life, ICIC Lombard, Go Digit, PB Fintech

5. Aatmanirbharta in Pulses+ National Mission on High Yielding Seeds

+ve Kaveri Seeds, ITC, Adani Wilmar

6. Prime Minister Dhan-Dhaanya Krishi Yojana - Developing Agri Districts Programme

+ve Jain Irrigation, Shakti Pumps, Jash Engineering, Finolex Industries

7. PM SVANidhi (enhanced loans from banks, UPI linked credit cards with ` 30,000 limit)

+VE FINOPAYMENT BANK, PAYTM

8.No major announcement on LPG subsidy

-VE IOCL, HPCL, BPCL

9. Government will bring in an enabling framework for sustainable harnessing of fisheries from Indian Exclusive Economic Zone and High Seas

+VE AVANTI FEEDS, COASTAL CORP, KINGS INFRA, ZEAL AQUA, APEX FROZEN FOOD

10.ED TECH, UPSKILLIN AI ANNOUNCEMENTS

+VE NIIT, NIIT LEARNING, CL EDUCATE

11. Mission for Cotton Productivity

+VE WELPSUN, NAHAR SPINNING, INDOCOUNT, OTHER TEXTILE VALUE CHAIN COMPANIES

12. The loan limit under the Modified Interest Subvention Scheme will be enhanced from ` 3 lakh to 5 lakh for loans taken through the KCC.

+VE MM, TVS MOTOR, FMCG STOCK, BAJAJ AUTO, JAIN IRRIGATION, SBI, PNB, SHAKTI PUMPS

13.BUDGETS-ALLOCATIONS LESSER THAN EXPECTED-DEFENSE, HOME AFFAIRS, IT AND TELECOM, COMMERCE AND INDUSTRY

-VE BEL, HAL, BHARAT DYNAMICS,APOLLO MICRO, INFOSYS, TCS, WIPRO

14. India Post as a Catalyst for the Rural Economy

-VE FOR DELHIVERY

15. Significant enhancement of credit availability with guarantee cover-MSME, Startups+ Credit Cards for Micro Enterprises+ Fund of Funds for Startups

+ve INFOEDGE, SMALL FINANCE BANKS, SELECT NBFCs

16. Focus Product Scheme for Footwear & Leather Sectors

+Mirza International, Redtape, Metro Brands, Campus Active, Liberty

17. Measures for the Toy Sector

+VE Shaily Engineering, OK Play

18. Support for Food Processing

+Ve Gujarat Ambuja Exports, Hindustan Foods, DFM Foods, Prataap Snacks

19. Manufacturing Mission - Furthering “Make in India”

+VE DIXON TECH, PG ELECTROPLAST, AMBER ENTERPRISES, EPACK DURABLES

20. Clean Tech Manufacturing

+VE WAREE, PREMIER ENERGIES, AMARA RAJA, EXIDE, SUZLON, INOX WIND

21. Saksham Anganwadi and Poshan 2.0

+VE FIRSTCRY, POPEE'S BABY CARE

22. Broadband Connectivity to Government Secondary Schools and PHCs

+VE JIO, BHARTI AIRTEL, TEJAS NETWORK, STERLITE TECH, VODAFONE IDEA, HFCL

23. Bharatiya Bhasha Pustak Scheme

+ve S Chand, Navneet Education

24. Expansion of Capacity in IITs

+ve NBCC

25. Social Security Scheme for Welfare of Online Platform Workers

+VE FOR ZOMATO, SWIGGY, NYKAA

26.JAL JEEVAN MISSION- extension of the Mission until 2028

+VE VATECH WABAG, JASH, ITD CEMENTATION, SHAKTI PUMPS, JAIN IRRIGATION, EMS

27. Incentivize electricity distribution reforms and augmentation of intra-state transmission capacity by states.

+VE NTPC, POWER GRID, KEC, TATA POWER, ADANI TRANSMISSION

28. Development of at least 100 GW of nuclear energy by 2047

+VE HCC

29. Shipbuilding Financial Assistance Policy will be revamped+ Shipbuilding Clusters will be facilitated to increase the range, categories and capacity of ships+ Maritime Development Fund with a corpus of ` 25,000 crore will be set up.

+VE GRSE, SCI, MAZAGON, COCHIN SHIPYARD

30. Modified UDAN scheme will be launched to enhance regional connectivity to 120 new destinations and carry 4 crore passengers in the next 10 years.

+VE GMR AIRPORTS, ADANI ENETERPRISES, SPICEJET, INTERGLOBE AVIATION

31. Mining sector reforms+ policy for recovery of critical minerals

+VE NMDC, GMDC, VEDANTA

32. Special Window for Affordable and Mid-Income Housing (SWAMIH)

+VE AAVAS FINANCIER, AADHAR HOUSING, HOME FIRST FINANCE, HDFC BANK, SBI, PNB

33. Top 50 tourist destination sites in the country will be developed in partnership with states+ Special focus on destinations related to the life and times of Lord Buddha.

+VE EASEMYTRIP, IHCL, ITC HOTELS, CHALET HOTELS, LEMON TREE, INTERGLOBE AVIATION, IRCTC, IXIGO, THOMAS COOK, SPICEJET

34. Medical Tourism and Heal in India will be promoted in partnership with the private sector

+VE SHALBY, ASTER DM, APOLLO, FORTIS, RAINBOW CHILDREN

35. To start a National Geospatial Mission to develop foundational geospatial infrastructure and data

+ve Genesys, MapMyIndia

36. Export Promotion Mission, with sectoral and ministerial targets

+ve PHARMA, EMS STOCKS

37. A national framework will be formulated as guidance to states for promoting Global Capability Centres in emerging tier 2 cities. T

+VE FOR EMBASSY REIT, MINDSPACE REIT, DLF

38. The scope for fast-track mergers will also be widened and the process made simpler.

+ve for Special Situation Stock

39. Rationalisation of Customs Tariff Structure for Industrial Goods

+ve ABB, Siemens, Thermax

40. To add 36 lifesaving drugs and medicines to the list of medicines fully exempted from Basic Customs Duty (BCD).

+VE DRL, CIPLA, AUROBINDO PHARMA, SUN PHARMA

41. To fully exempt cobalt powder and waste, the scrap of lithium-ion battery, Lead, Zinc and 12 more critical minerals.

+VE FOR AMARA RAJA, EXIDE

42. To add two more types of shuttle-less looms to the list of fully exempted textile machinery. To revise the BCD rate on knitted fabrics covered by nine tariff lines from “10% or 20%” to “20% or ` 115 per kg, whichever is higher”.

+VE FOR TEXTILE COMPANIES-WELSPUN, INDOCOUNT, NAHAR SPINNING

43. Manufacture of such Open Cells, the BCD on these parts will now stand exempted.

+VE DIXON, PG ELECTROPLAST, EPACK DURABLE

44. To add 35 additional capital goods for EV battery manufacturing, and 28 additional capital goods for mobile phone battery manufacturing

+VE DIXON TECH, RATTAN INDIA, EXIDE, AMARA RAJA

45. To continue the exemption of BCD on raw materials, components, consumables or parts for the manufacture of ships for another ten years.

+VE FOR SHIPPING INDUSTRY

46. Domestic MROs for Railway Goods

+VE RITES

47. To reduce BCD from 15% to 5% on fish hydrolysate for manufacture of fish and shrimp feeds.

+VE MUKKA PROTEIN, SHRIMP STOCKS

48.NO GST FOR- Ground installation for satellites including its spares and consumables+ Goods used in the building of launch vehicles and launching of satellites

+VE L&T, SUNDARAM FASTENERS, APOLLO MICRO

49.NO MAJOR ANNOUNCEMENT ON CAPITAL GAIN TAXATION

-VE FOR ANGELONE, MOTILAL, ICICI SECURITIES, IIFL SECURITIES

50. Reduces custom duty on import of propane/butane/LPG to 2.5%/2.5%/5% from 15% earlier

-VE FOR Gujarat Gas and +VE OMCs